What doesn't residential strata insurance cover?
Written by Jessica Tait
Updated at January 18th, 2021
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Import
Water Run Off Buying Strata Strata Titles Act of Western Australia Lot Boundaries Strata Plan and Other Plans Strata Titles Act Regulations, Standard By-Laws & Management Statements Tenanting Your Property Alteration to a lot/ installations Common Property Employing Contractors Funding Access for Maintenance Fences Contractors Electrical Gas Plumbing Pests NBN Swimming Pools & Spas Building Warranties Strata Companies Levies Financial Strata Manager Strata Council Insurance Paint AGM’s
Strata insurance generally has restrictions to the policy expressed as exclusions. Each insurer has different exclusions and policy terms and conditions. Exclusions can be for certain risks, such as landslip or flood, or for certain property features, such as fencing. Be very vigilant about what is included in your policy and remember that strata insurance policies do not cover your contents and personal items (chattels).