Does the policy cover damage to individual units i.e. doors, roller doors, external glass etc. as a result of break in or accidents?
Written by Jessica Tait
Updated at January 18th, 2021
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If so what is the process required? Do we engage a tradesman or company to make secure, do we ask Abode to do this and what excess would apply and who would pay it?
The Strata Insurance is for fixtures and fittings as a result of incident or accidental damage, with the excess paid for by the lot owner.
If a vehicle is involved then the lot owner would ensure that the party who owns the vehicle would put the damage through their insurer.
With tenants and tenancy agreements.
Commercial tenants agreement would see that the tenant holds insurance and is responsible for the repair replacement of any damage to the property ie windows, doors etc.
The landlord would also be best to hold tenancy insurance.