Are these repairs covered under insurance or maintenance?
Written by Jessica Tait
Updated at January 18th, 2021
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Import
Water Run Off Buying Strata Strata Titles Act of Western Australia Lot Boundaries Strata Plan and Other Plans Strata Titles Act Regulations, Standard By-Laws & Management Statements Tenanting Your Property Alteration to a lot/ installations Common Property Employing Contractors Funding Access for Maintenance Fences Contractors Electrical Gas Plumbing Pests NBN Swimming Pools & Spas Building Warranties Strata Companies Levies Financial Strata Manager Strata Council Insurance Paint AGM’s
The insurance policy for the property is like your cars insurance i.e. claims may be made due to impact, incident or accident, however not due to maintenance or faulty workmanship e.g. If the wall damage is caused by incident or accident; i.e. impact it may be insurance claimable. The Insurance claim excess would be paid by the person who owns the wall i.e. common property (strata company) or part lot (owner(s))
However, if the wall damage is cause by poor workmanship this is not insurance claimable and the repairs would be borne by the person who owns the wall i.e. common property (strata company) or part lot (owner(s))